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Crescira AVM · estimated value Medium confidence
HK$65.74M
≈ HK$28,299 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.72M, with repayments around HK$223,022/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$209,862
−HK$13,160/mo
▼ 0.25% · 3.875%
HK$216,390
−HK$6,632/mo
Today · 4.125%
HK$223,022
baseline
▲ 0.50% · 4.625%
HK$236,592
+HK$13,570/mo

Deposit HK$19.72M · loan HK$46.02M · min. income ≈ HK$446,044/mo (50% DSR)

Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,793,899 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
1
Saleable Area
2,323 ft²
Gross Area
2,560 ft²
Efficiency
91%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2015-08-07 HK$56.50M +318.5%
2002-07-24 HK$13.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 21 min walk · 1,637 m
(quite far — consider other transport options)
Education
17
schools within 1 km (5 within 500 m)
Daily convenience
5
within 1 km (1 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com