Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,280/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$465K · loan HK$4.18M · min. income ≈ HK$40,560/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$82,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 22 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 371 Saleable ft²
- Gross Area
- 554 ft²
- Efficiency
- 67%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-21 | HK$6.25M | +20.7% 4.7y · 4.0%/yr |
| 2016-11-10 | HK$5.18M | +227.8% 17.2y · 13.0%/yr |
| 1999-09-03 | HK$1.58M | −43.6% |
| 1997-08-19 | HK$2.80M | +19.1% |
| 1997-07-08 | HK$2.35M | — |