▼ 0.50% · 3.625%
HK$2,549
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,629
−HK$80/mo
Today · 4.125%
HK$2,709
baseline
▲ 0.50% · 4.625%
HK$2,874
+HK$165/mo
Deposit HK$559K · loan HK$559K · min. income ≈ HK$5,418/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,836
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,912
−HK$77/mo
Today · 4.125%
HK$2,989
baseline
▲ 0.50% · 4.625%
HK$3,147
+HK$158/mo
Deposit HK$559K · loan HK$559K · min. income ≈ HK$5,978/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,804
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$89/mo
Today · 4.125%
HK$2,980
baseline
▲ 0.50% · 4.625%
HK$3,161
+HK$181/mo
Deposit HK$503K · loan HK$615K · min. income ≈ HK$5,960/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,120
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$85/mo
Today · 4.125%
HK$3,288
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$173/mo
Deposit HK$503K · loan HK$615K · min. income ≈ HK$6,576/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,059
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,154
−HK$97/mo
Today · 4.125%
HK$3,251
baseline
▲ 0.50% · 4.625%
HK$3,449
+HK$198/mo
Deposit HK$447K · loan HK$671K · min. income ≈ HK$6,502/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,403
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,494
−HK$93/mo
Today · 4.125%
HK$3,587
baseline
▲ 0.50% · 4.625%
HK$3,776
+HK$189/mo
Deposit HK$447K · loan HK$671K · min. income ≈ HK$7,174/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,314
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,417
−HK$105/mo
Today · 4.125%
HK$3,522
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$214/mo
Deposit HK$391K · loan HK$727K · min. income ≈ HK$7,044/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,687
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,786
−HK$100/mo
Today · 4.125%
HK$3,886
baseline
▲ 0.50% · 4.625%
HK$4,091
+HK$205/mo
Deposit HK$391K · loan HK$727K · min. income ≈ HK$7,772/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$113/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$231/mo
Deposit HK$335K · loan HK$783K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$108/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$221/mo
Deposit HK$335K · loan HK$783K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$121/mo
Today · 4.125%
HK$4,064
baseline
▲ 0.50% · 4.625%
HK$4,311
+HK$247/mo
Deposit HK$279K · loan HK$838K · min. income ≈ HK$8,128/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$116/mo
Today · 4.125%
HK$4,484
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$236/mo
Deposit HK$279K · loan HK$838K · min. income ≈ HK$8,968/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$129/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,598
+HK$263/mo
Deposit HK$224K · loan HK$894K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$124/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$252/mo
Deposit HK$224K · loan HK$894K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$136/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,886
+HK$281/mo
Deposit HK$168K · loan HK$950K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$131/mo
Today · 4.125%
HK$5,082
baseline
▲ 0.50% · 4.625%
HK$5,350
+HK$268/mo
Deposit HK$168K · loan HK$950K · min. income ≈ HK$10,164/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$145/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,173
+HK$297/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$139/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$283/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).