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At today's rate and a 90% mortgage, the deposit on this unit is about HK$364K, with repayments around HK$15,895/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$364K · loan HK$3.28M · min. income ≈ HK$31,790/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 108 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- A
- Saleable Area
- 302 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 57%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-08-01 | HK$5.10M | +34.2% 3.4y · 10.0%/yr |
| 2015-03-18 | HK$3.80M | +25.8% |
| 2012-03-22 | HK$3.02M | +74.6% |
| 2008-01-28 | HK$1.73M | +15.3% |
| 2007-11-06 | HK$1.50M | +3.4% |
| 2007-10-31 | HK$1.45M | +51.0% |
| 2005-04-01 | HK$960K | +4.3% |
| 2001-03-02 | HK$920K | +0.0% |
| 1998-12-07 | HK$920K | — |