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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,833/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.85M · min. income ≈ HK$27,666/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- F
- Saleable Area
- 277 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 55%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-30 | HK$2.73M | −31.8% 7.3y · −4.0%/yr |
| 2018-05-08 | HK$4.00M | +8.1% 3.2y · 2.0%/yr |
| 2015-02-03 | HK$3.70M | +72.1% |
| 2010-12-28 | HK$2.15M | +104.8% |
| 1996-03-28 | HK$1.05M | — |