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At today's rate and a 90% mortgage, the deposit on this unit is about HK$492K, with repayments around HK$21,441/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$492K · loan HK$4.42M · min. income ≈ HK$42,882/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,068 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 394 Saleable ft²
- Gross Area
- 521 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-17 | HK$4.88M | −4.3% 9.4y · 0.0%/yr |
| 2016-10-17 | HK$5.10M | +466.7% 13.5y · 34.0%/yr |
| 2003-05-06 | HK$900K | −65.1% |
| 1997-07-25 | HK$2.58M | +21.1% |
| 1997-06-04 | HK$2.13M | +27.5% |
| 1996-10-05 | HK$1.67M | — |