At today's rate and a 90% mortgage, the deposit on this unit is about HK$442K, with repayments around HK$19,280/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,560/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 2
- Saleable Area
- 423 Saleable ft²
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-03 | HK$4.00M | +0.0% 4.8y · 0.0%/yr |
| 2021-02-03 | HK$4.00M | +0.0% 3.1y · 0.0%/yr |
| 2017-12-18 | HK$4.00M | +42.9% 7.5y · 6.0%/yr |
| 2010-06-07 | HK$2.80M | — |