▼ 0.50% · 3.625%
HK$22,482
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,181
−HK$711/mo
Today · 4.125%
HK$23,892
baseline
▲ 0.50% · 4.625%
HK$25,346
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,784/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,682
−HK$680/mo
Today · 4.125%
HK$26,362
baseline
▲ 0.50% · 4.625%
HK$27,752
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,724/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,499
−HK$782/mo
Today · 4.125%
HK$26,281
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,599/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,562/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,512
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,250
−HK$748/mo
Today · 4.125%
HK$28,998
baseline
▲ 0.50% · 4.625%
HK$30,527
+HK$1,529/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$57,996/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,978
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$852/mo
Today · 4.125%
HK$28,670
baseline
▲ 0.50% · 4.625%
HK$30,415
+HK$1,745/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$57,340/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,013
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,818
−HK$817/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,302
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,227
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,136
−HK$923/mo
Today · 4.125%
HK$31,059
baseline
▲ 0.50% · 4.625%
HK$32,949
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,118/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,514
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,386
−HK$885/mo
Today · 4.125%
HK$34,271
baseline
▲ 0.50% · 4.625%
HK$36,077
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,542/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,475
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,454
−HK$994/mo
Today · 4.125%
HK$33,448
baseline
▲ 0.50% · 4.625%
HK$35,484
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,896/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,015
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,954
−HK$953/mo
Today · 4.125%
HK$36,907
baseline
▲ 0.50% · 4.625%
HK$38,852
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,814/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,723
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,772
−HK$1,066/mo
Today · 4.125%
HK$35,838
baseline
▲ 0.50% · 4.625%
HK$38,018
+HK$2,180/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,676/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,516
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,523
−HK$1,020/mo
Today · 4.125%
HK$39,543
baseline
▲ 0.50% · 4.625%
HK$41,628
+HK$2,085/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,086/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,971
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,090
−HK$1,137/mo
Today · 4.125%
HK$38,227
baseline
▲ 0.50% · 4.625%
HK$40,553
+HK$2,326/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,454/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,017
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,091
−HK$1,089/mo
Today · 4.125%
HK$42,180
baseline
▲ 0.50% · 4.625%
HK$44,403
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,360/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,219
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,408
−HK$1,208/mo
Today · 4.125%
HK$40,616
baseline
▲ 0.50% · 4.625%
HK$43,087
+HK$2,471/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,232/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,519
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,659
−HK$1,157/mo
Today · 4.125%
HK$44,816
baseline
▲ 0.50% · 4.625%
HK$47,178
+HK$2,362/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,632/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,467
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,726
−HK$1,279/mo
Today · 4.125%
HK$43,005
baseline
▲ 0.50% · 4.625%
HK$45,622
+HK$2,617/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$86,010/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,020
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,227
−HK$1,225/mo
Today · 4.125%
HK$47,452
baseline
▲ 0.50% · 4.625%
HK$49,953
+HK$2,501/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,904/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,940 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).