▼ 0.50% · 3.625%
HK$4,287
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,420
−HK$135/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,833
+HK$278/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,769
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,897
−HK$129/mo
Today · 4.125%
HK$5,026
baseline
▲ 0.50% · 4.625%
HK$5,291
+HK$265/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$10,052/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,862
−HK$149/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$305/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,246
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$143/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,821
+HK$292/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$163/mo
Today · 4.125%
HK$5,467
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$332/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$10,934/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,723
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$156/mo
Today · 4.125%
HK$6,032
baseline
▲ 0.50% · 4.625%
HK$6,350
+HK$318/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$12,064/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,746
−HK$176/mo
Today · 4.125%
HK$5,922
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$360/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$11,844/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,200
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$168/mo
Today · 4.125%
HK$6,534
baseline
▲ 0.50% · 4.625%
HK$6,879
+HK$345/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$13,068/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,188
−HK$190/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$388/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$182/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,408
+HK$371/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,430
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,630
−HK$203/mo
Today · 4.125%
HK$6,833
baseline
▲ 0.50% · 4.625%
HK$7,249
+HK$416/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,666/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,153
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,345
−HK$195/mo
Today · 4.125%
HK$7,540
baseline
▲ 0.50% · 4.625%
HK$7,937
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,080/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,072
−HK$217/mo
Today · 4.125%
HK$7,289
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,578/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,630
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,835
−HK$207/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,466
+HK$424/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,287
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,514
−HK$230/mo
Today · 4.125%
HK$7,744
baseline
▲ 0.50% · 4.625%
HK$8,215
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,488/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,107
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,324
−HK$221/mo
Today · 4.125%
HK$8,545
baseline
▲ 0.50% · 4.625%
HK$8,995
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,090/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,716
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,956
−HK$244/mo
Today · 4.125%
HK$8,200
baseline
▲ 0.50% · 4.625%
HK$8,699
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,400/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,584
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,814
−HK$234/mo
Today · 4.125%
HK$9,048
baseline
▲ 0.50% · 4.625%
HK$9,525
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,096/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).