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At today's rate and a 90% mortgage, the deposit on this unit is about HK$297K, with repayments around HK$12,956/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$297K · loan HK$2.67M · min. income ≈ HK$25,912/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 126 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- F
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 320 ft²
- Efficiency
- 88%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-07-24 | HK$4.45M | +136.7% 7.6y · 18.0%/yr |
| 2011-01-07 | HK$1.88M | +141.0% |
| 2005-01-28 | HK$780K | +11.4% |
| 2002-03-08 | HK$700K | −6.7% |
| 2000-12-29 | HK$750K | −3.8% |
| 1999-08-28 | HK$780K | −51.2% |
| 1997-11-20 | HK$1.60M | +81.8% |
| 1997-06-16 | HK$880K | — |