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At today's rate and a 90% mortgage, the deposit on this unit is about HK$415K, with repayments around HK$18,087/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$36,174/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$29,425 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Admiralty Station.
Family-friendly — 22 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 250 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-05 | HK$4.00M | −30.1% 4.3y · −7.0%/yr |
| 2021-03-05 | HK$5.72M | +18.4% 4.5y · 4.0%/yr |
| 2016-08-24 | HK$4.83M | +19.3% 3.4y · 6.0%/yr |
| 2013-03-25 | HK$4.05M | +204.5% |
| 1996-05-15 | HK$1.33M | — |