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Crescira AVM · estimated value Medium confidence
HK$5.98M
≈ HK$11,941 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$598K, with repayments around HK$26,095/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$24,555
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,319
−HK$776/mo
Today · 4.125%
HK$26,095
baseline
▲ 0.50% · 4.625%
HK$27,683
+HK$1,588/mo

Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,190/mo (50% DSR)

Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,609 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wan Chai Station
≈ 6 min walk · 435 m
Education
30
schools within 1 km (14 within 500 m)
Daily convenience
71
within 1 km (31 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 71 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
2/F
Flat
3
Saleable Area
501 Saleable ft²
Gross Area
600 ft²
Efficiency
84%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2026-02-23 HK$5.60M −41.7%
4.4y · −10.0%/yr
2021-10-07 HK$9.60M +23.1%
3.4y · 7.0%/yr
2018-06-07 HK$7.80M +6.1%
3.6y · 2.0%/yr
2014-09-29 HK$7.35M +16.7%
2011-05-05 HK$6.30M +168.1%
1997-01-09 HK$2.35M
Data sourced from Renavon.com