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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,987/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$37,974/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,296 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 377 Saleable ft²
- Gross Area
- 510 ft²
- Efficiency
- 74%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-20 | HK$5.00M | −13.8% 4.2y · −3.0%/yr |
| 2017-10-20 | HK$5.80M | +281.6% 13.2y · 21.0%/yr |
| 2004-08-18 | HK$1.52M | +14.3% |
| 2004-03-29 | HK$1.33M | +43.0% |
| 2003-12-30 | HK$930K | +4.5% |
| 2002-12-12 | HK$890K | −15.2% |
| 2000-08-18 | HK$1.05M | — |