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At today's rate and a 90% mortgage, the deposit on this unit is about HK$739K, with repayments around HK$32,220/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$64,440/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,606 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 559 ft²
- Efficiency
- 74%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-24 | HK$7.07M | −24.0% 7.7y · −3.0%/yr |
| 2018-06-05 | HK$9.30M | +29.2% 5.8y · 5.0%/yr |
| 2012-08-09 | HK$7.20M | +37.1% |
| 2010-06-10 | HK$5.25M | +64.1% |
| 2006-11-03 | HK$3.20M | +113.3% |
| 2004-02-20 | HK$1.50M | — |