12/F NO. 289

in Ko Wah Building(Go Wah Mansion) KO WAH BUILDING (GO WAH MANSION)

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Floor

2/F NO. 285A 364 ft² 2/F NO. 291 471 ft² 2/F NO. 295 518 ft² 2/F NO. 295A 361 ft² 3/F NO. 285 552 ft² 3/F NO. 285A 364 ft² 3/F NO. 287 471 ft² 3/F NO. 289 471 ft² 3/F NO. 291 471 ft² 3/F NO. 295 518 ft² 3/F NO. 295A 358 ft² 4/F NO. 285 552 ft² 4/F NO. 285A 364 ft² 4/F NO. 287 471 ft² 4/F NO. 291 471 ft² 4/F NO. 293 471 ft² 4/F NO. 295 518 ft² 4/F NO. 295A 358 ft² 5/F NO. 285 552 ft² 5/F NO. 285A 364 ft² 5/F NO. 287 471 ft² 5/F NO. 289 471 ft² 5/F NO. 293 471 ft² 5/F NO. 295 518 ft² 5/F NO. 295A 358 ft² 6/F NO. 285 552 ft² 6/F NO. 287 471 ft² 6/F NO. 289 471 ft² 7/F NO. 285A 364 ft² 7/F NO. 287 471 ft² 7/F NO. 289 471 ft² 7/F NO. 291 471 ft² 7/F NO. 295 518 ft² 7/F NO. 295A 358 ft² 8/F NO. 285 552 ft² 8/F NO. 287 471 ft² 8/F NO. 289 471 ft² 8/F NO. 293 471 ft² 9/F NO. 285 552 ft² 9/F NO. 285A 364 ft² 9/F NO. 289 471 ft² 9/F NO. 293 471 ft² 10/F NO. 285 381 ft² 10/F NO. 285A 364 ft² 10/F NO. 287 471 ft² 10/F NO. 289 471 ft² 10/F NO. 291 471 ft² 10/F NO. 293 471 ft² 10/F NO. 295A 358 ft² 11/F NO. 285 520 ft² 11/F NO. 287 442 ft² 11/F NO. 291 443 ft² 11/F NO. 293 443 ft² 11/F NO. 295 490 ft² 12/F NO. 285 482 ft² 12/F NO. 285A 364 ft² 12/F NO. 289 414 ft² 12/F NO. 295A 358 ft² 13/F NO. 285A 364 ft² 13/F NO. 287 374 ft² 13/F NO. 293 374 ft² 14/F NO. 293 340 ft² 14/F NO. 295A 358 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.57M

≈ HK$8,622 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,569/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$14,651

−HK$918/mo

▼ 0.25% · 3.875%

HK$15,106

−HK$463/mo

Today · 4.125%

HK$15,569

baseline

▲ 0.50% · 4.625%

HK$16,517

+HK$948/mo

Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,138/mo (50% DSR)

Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Exhibition Centre Station

≈ 5 min walk · 372 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (29 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Exhibition Centre Station Station.

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 79 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: NO. 289
Saleable Area: 414 Saleable ft²
Gross Area: 500 ft²
Efficiency: 83%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-04-02	HK$3.54M	+264.4% 21.3y · 12.0%/yr	HK$8,539	HK$7,070
2004-12-24	HK$970K	+31.1%	—	HK$1,940
2004-06-02	HK$740K	—	—	HK$1,480

Other appraised units in this building

Data sourced from Renavon.com