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Crescira AVM · estimated value ● Medium confidence
HK$21.99M
≈ HK$22,860 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.60M, with repayments around HK$74,608/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$70,206
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,390
−HK$2,218/mo
Today · 4.125%
HK$74,608
baseline
▲ 0.50% · 4.625%
HK$79,148
+HK$4,540/mo

Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,216/mo (50% DSR)

Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,652 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
A
Saleable Area
962 ft²
Gross Area
1,483 ft²
Efficiency
65%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2012-04-13 HK$16.35M +88.4%
5.0y
2007-05-03 HK$8.68M +31.9%
2.4y
2004-11-18 HK$6.58M −6.0%
5.6y
1999-05-13 HK$7.00M −35.4%
2.1y
1997-04-25 HK$10.84M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 7 min walk · 517 m
Education
23
schools within 1 km (9 within 500 m)
Daily convenience
41
within 1 km (11 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Admiralty Station (a rail station within an 8-min walk earns this label).

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building