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Crescira AVM · estimated value Medium confidence
HK$19.49M
≈ HK$14,765 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.85M, with repayments around HK$66,120/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$62,218
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,154
−HK$1,966/mo
Today · 4.125%
HK$66,120
baseline
▲ 0.50% · 4.625%
HK$70,143
+HK$4,023/mo

Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,240/mo (50% DSR)

Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,867 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
1,320 ft²
Gross Area
1,700 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-10-28 HK$19.00M −24.0%
10.8y
2015-01-02 HK$25.00M +31.6%
2011-05-03 HK$19.00M +12.6%
2010-02-08 HK$16.88M +77.7%
2007-08-23 HK$9.50M +34.2%
2000-01-05 HK$7.08M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 17 min walk · 1,341 m
(quite far — consider other transport options)
Education
11
schools within 1 km (5 within 500 m)
Daily convenience
5
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
11
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 11 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com