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Crescira AVM · estimated value
● Medium confidence
HK$12.82M
≈ HK$10,893 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.85M, with repayments around HK$43,495/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$40,928
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,201
−HK$1,294/mo
Today · 4.125%
HK$43,495
baseline
▲ 0.50% · 4.625%
HK$46,141
+HK$2,646/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,990/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 15 min walk · 1,157 m
Education
11
schools within 1 km (4 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km
Family-friendly — 11 schools within a 1 km walk.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 1,177 Saleable ft²
- Gross Area
- 1,180 ft²
- Efficiency
- 100%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2010-11-26 | HK$12.30M | +95.2% |
| 2005-02-05 | HK$6.30M | — |
Other appraised units in this building
Data sourced from Renavon.com