21/F 1

in KA LUNG COURT KA SING HOUSE (BLOCK A)

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G/F 6 554 ft² 1/F 2 554 ft² 1/F 3 401 ft² 1/F 4 645 ft² 1/F 5 401 ft² 2/F 3 401 ft² 2/F 5 401 ft² 2/F 9 645 ft² 3/F 10 401 ft² 3/F 6 554 ft² 3/F 8 401 ft² 4/F 4 645 ft² 4/F 6 554 ft² 4/F 9 645 ft² 5/F 10 401 ft² 5/F 2 554 ft² 5/F 4 645 ft² 5/F 6 554 ft² 6/F 3 401 ft² 6/F 5 401 ft² 6/F 6 554 ft² 6/F 8 401 ft² 7/F 5 401 ft² 7/F 9 645 ft² 7/F 6 554 ft² 8/F 2 554 ft² 8/F 6 554 ft² 8/F 9 645 ft² 9/F 10 401 ft² 9/F 5 401 ft² 9/F 7 554 ft² 9/F 8 401 ft² 10/F 4 645 ft² 10/F 5 401 ft² 10/F 8 401 ft² 11/F 1 554 ft² 11/F 4 645 ft² 11/F 7 554 ft² 11/F 8 401 ft² 11/F 9 645 ft² 12/F 1 554 ft² 12/F 10 401 ft² 12/F 2 554 ft² 12/F 3 401 ft² 12/F 6 554 ft² 13/F 4 645 ft² 13/F 5 401 ft² 13/F 6 554 ft² 14/F 1 554 ft² 14/F 10 401 ft² 14/F 3 401 ft² 14/F 4 645 ft² 14/F 8 401 ft² 15/F 1 554 ft² 15/F 10 401 ft² 15/F 5 401 ft² 15/F 8 401 ft² 16/F 5 401 ft² 16/F 8 401 ft² 17/F 4 645 ft² 17/F 8 401 ft² 18/F 10 401 ft² 18/F 2 554 ft² 18/F 8 401 ft² 19/F 10 401 ft² 19/F 3 401 ft² 19/F 4 645 ft² 19/F 8 401 ft² 20/F 1 554 ft² 20/F 2 554 ft² 21/F 1 554 ft² 21/F 6 554 ft² 21/F 8 401 ft² 22/F 1 554 ft² 22/F 2 554 ft² 22/F 7 554 ft² 23/F 1 554 ft² 23/F 6 554 ft² 24/F 10 401 ft² 24/F 2 554 ft² 24/F 3 401 ft² 24/F 7 554 ft² 25/F 1 554 ft² 25/F 8 401 ft² 25/F 9 645 ft² 25/F 2 554 ft² 26/F 10 401 ft² 26/F 4 645 ft² 27/F 1 554 ft² 27/F 10 401 ft² 27/F 2 554 ft² 27/F 9 645 ft² 28/F 10 401 ft² 28/F 5 401 ft² 28/F 7 554 ft² 29/F 10 401 ft² 29/F 2 554 ft² 29/F 4 645 ft² 29/F 7 554 ft² 30/F 3 401 ft² 30/F 6 554 ft² 30/F 9 645 ft² 31/F 2 554 ft² 31/F 7 554 ft² 32/F 2 554 ft² 32/F 3 401 ft² 32/F 5 401 ft² 32/F 7 554 ft² 32/F 8 401 ft² 32/F 9 645 ft² 33/F 1 554 ft² 33/F 3 401 ft² 33/F 4 645 ft² 33/F 5 401 ft² 33/F 7 554 ft² 34/F 1 554 ft² 34/F 2 554 ft² 34/F 8 401 ft² 35/F 10 401 ft² 35/F 3 401 ft² 35/F 6 554 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.33M

≈ HK$9,618 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$533K, with repayments around HK$23,240/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$21,869

−HK$1,371/mo

▼ 0.25% · 3.875%

HK$22,549

−HK$691/mo

Today · 4.125%

HK$23,240

baseline

▲ 0.50% · 4.625%

HK$24,654

+HK$1,414/mo

Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,480/mo (50% DSR)

Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,882 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway South Horizons Station

≈ 16 min walk · 1,250 m

Education

schools within 1 km (7 within 500 m)

Daily convenience

within 1 km (10 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Green space & leisure — 24 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: 1
Saleable Area: 554 Saleable ft²
Gross Area: 712 ft²
Efficiency: 78%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2005-07-26	HK$1.85M	—	HK$3,339	HK$2,598

Other appraised units in this building

Data sourced from Renavon.com