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Crescira AVM · estimated value Medium confidence
HK$26.85M
≈ HK$18,898 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.06M, with repayments around HK$91,103/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$85,727
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,394
−HK$2,709/mo
Today · 4.125%
HK$91,103
baseline
▲ 0.50% · 4.625%
HK$96,646
+HK$5,543/mo

Deposit HK$8.06M · loan HK$18.80M · min. income ≈ HK$182,206/mo (50% DSR)

Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$1,141,289 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
NO. 86D
Saleable Area
1,421 ft²
Gross Area
1,515 ft²
Efficiency
94%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-03-26 HK$72.00M +907.0%
11.6y · 78.0%/yr
2006-09-19 HK$7.15M −51.4%
1997-09-30 HK$14.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 6 min walk · 447 m
Education
28
schools within 1 km (5 within 500 m)
Daily convenience
26
within 1 km (4 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com