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At today's rate and a 90% mortgage, the deposit on this unit is about HK$351K, with repayments around HK$15,300/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$351K · loan HK$3.16M · min. income ≈ HK$30,600/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Lei Tung Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 258 Saleable ft²
- Gross Area
- 418 ft²
- Efficiency
- 62%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-02 | HK$4.88M | +24.5% 5.4y · 4.0%/yr |
| 2014-12-24 | HK$3.92M | +61.3% |
| 2012-03-23 | HK$2.43M | +51.9% |
| 2010-03-22 | HK$1.60M | +28.0% |
| 2008-12-18 | HK$1.25M | +14.7% |
| 2007-10-16 | HK$1.09M | +9.0% |
| 2005-09-02 | HK$1.00M | +17.6% |
| 2002-08-19 | HK$850K | −35.6% |
| 1996-04-01 | HK$1.32M | — |