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Crescira AVM · estimated value ● Medium confidence
HK$27.31M
≈ HK$12,730 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.19M, with repayments around HK$92,638/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$87,172
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,883
−HK$2,755/mo
Today · 4.125%
HK$92,638
baseline
▲ 0.50% · 4.625%
HK$98,275
+HK$5,637/mo

Deposit HK$8.19M · loan HK$19.11M · min. income ≈ HK$185,276/mo (50% DSR)

Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$1,160,522 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
A室(A1室)
Saleable Area
2,145 ft²
Gross Area
2,160 ft²
Efficiency
99%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-01-04 HK$33.25M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 7 min walk · 538 m
Education
20
schools within 1 km (3 within 500 m)
Daily convenience
21
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building