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Crescira AVM · estimated value Medium confidence
HK$23.59M
≈ HK$14,725 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.08M, with repayments around HK$80,029/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$75,306
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,649
−HK$2,380/mo
Today · 4.125%
HK$80,029
baseline
▲ 0.50% · 4.625%
HK$84,898
+HK$4,869/mo

Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,058/mo (50% DSR)

Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,558 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
C (FLAT B1)
Saleable Area
1,602 ft²
Gross Area
1,600 ft²
Efficiency
100%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-04-19 HK$30.80M +33.9%
3.7y · 9.0%/yr
2017-08-17 HK$23.00M +1.4%
2.5y
2015-02-23 HK$22.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 7 min walk · 538 m
Education
21
schools within 1 km (3 within 500 m)
Daily convenience
21
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com