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Crescira AVM · estimated value Medium confidence
HK$46.86M
≈ HK$24,395 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.06M, with repayments around HK$158,983/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$149,602
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$154,255
−HK$4,728/mo
Today · 4.125%
HK$158,983
baseline
▲ 0.50% · 4.625%
HK$168,657
+HK$9,674/mo

Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$317,966/mo (50% DSR)

Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,655 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
45號
Saleable Area
1,921 ft²
Gross Area
2,500 ft²
Efficiency
77%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2017-04-24 HK$35.93M +77.9%
20.1y
1997-04-26 HK$20.20M +25.9%
1996-12-20 HK$16.05M +14.4%
1996-12-03 HK$14.03M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 37 min walk · 2,918 m
(quite far — consider other transport options)
Education
2
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com