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Crescira AVM · estimated value ● Medium confidence
HK$79.28M
≈ HK$27,404 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$23.78M, with repayments around HK$268,957/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$253,087
−HK$15,870/mo
▼ 0.25% · 3.875%
HK$260,959
−HK$7,998/mo
Today · 4.125%
HK$268,957
baseline
▲ 0.50% · 4.625%
HK$285,323
+HK$16,366/mo

Deposit HK$23.78M · loan HK$55.50M · min. income ≈ HK$537,914/mo (50% DSR)

Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$3,369,351 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
E
Saleable Area
2,893 ft²
Gross Area
3,300 ft²
Efficiency
88%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2019-06-21 HK$113.00M +653.3%
17.7y
2001-11-09 HK$15.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 33 min walk · 2,619 m
(quite far — consider other transport options)
Education
2
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building