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Crescira AVM · estimated value
● Medium confidence
HK$36.29M
≈ HK$18,009 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.89M, with repayments around HK$123,110/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$115,845
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$119,448
−HK$3,662/mo
Today · 4.125%
HK$123,110
baseline
▲ 0.50% · 4.625%
HK$130,600
+HK$7,490/mo
Deposit HK$10.89M · loan HK$25.40M · min. income ≈ HK$246,220/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 33 min walk · 2,627 m
Education
2
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C2
- Saleable Area
- 2,015 Saleable ft²
- Gross Area
- 2,300 ft²
- Efficiency
- 88%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1997-09-27 | HK$26.80M | — |
Other appraised units in this building
Data sourced from Renavon.com