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At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,423/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,846/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,847 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 278 Saleable ft²
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-22 | HK$3.90M | −35.0% 3.3y · −11.0%/yr |
| 2021-07-23 | HK$6.00M | +0.0% 23.2y · 16.0%/yr |
| 2021-04-15 | HK$6.00M | +372.4% 22.9y · 16.0%/yr |
| 1998-05-15 | HK$1.27M | — |