▼ 0.50% · 3.625%
HK$19,787
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,402
−HK$626/mo
Today · 4.125%
HK$21,028
baseline
▲ 0.50% · 4.625%
HK$22,307
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,056/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,013
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,603
−HK$599/mo
Today · 4.125%
HK$23,202
baseline
▲ 0.50% · 4.625%
HK$24,425
+HK$1,223/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,404/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,765
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,442
−HK$688/mo
Today · 4.125%
HK$23,130
baseline
▲ 0.50% · 4.625%
HK$24,538
+HK$1,408/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,260/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,214
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,863
−HK$659/mo
Today · 4.125%
HK$25,522
baseline
▲ 0.50% · 4.625%
HK$26,867
+HK$1,345/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,044/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,744
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,483
−HK$750/mo
Today · 4.125%
HK$25,233
baseline
▲ 0.50% · 4.625%
HK$26,768
+HK$1,535/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,466/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,123
−HK$719/mo
Today · 4.125%
HK$27,842
baseline
▲ 0.50% · 4.625%
HK$29,310
+HK$1,468/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,684/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,723
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,523
−HK$813/mo
Today · 4.125%
HK$27,336
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,663/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,672/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,616
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,384
−HK$778/mo
Today · 4.125%
HK$30,162
baseline
▲ 0.50% · 4.625%
HK$31,752
+HK$1,590/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,324/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,701
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$876/mo
Today · 4.125%
HK$29,439
baseline
▲ 0.50% · 4.625%
HK$31,230
+HK$1,791/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,878/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,818
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,644
−HK$839/mo
Today · 4.125%
HK$32,483
baseline
▲ 0.50% · 4.625%
HK$34,195
+HK$1,712/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,966/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,680
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,603
−HK$938/mo
Today · 4.125%
HK$31,541
baseline
▲ 0.50% · 4.625%
HK$33,460
+HK$1,919/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,082/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,019
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,904
−HK$899/mo
Today · 4.125%
HK$34,803
baseline
▲ 0.50% · 4.625%
HK$36,637
+HK$1,834/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,606/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,659
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,644
−HK$1,000/mo
Today · 4.125%
HK$33,644
baseline
▲ 0.50% · 4.625%
HK$35,691
+HK$2,047/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$67,288/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,220
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,165
−HK$958/mo
Today · 4.125%
HK$37,123
baseline
▲ 0.50% · 4.625%
HK$39,080
+HK$1,957/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$74,246/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,637
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,684
−HK$1,063/mo
Today · 4.125%
HK$35,747
baseline
▲ 0.50% · 4.625%
HK$37,922
+HK$2,175/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,494/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,421
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,425
−HK$1,018/mo
Today · 4.125%
HK$39,443
baseline
▲ 0.50% · 4.625%
HK$41,522
+HK$2,079/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,886/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,616
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,724
−HK$1,126/mo
Today · 4.125%
HK$37,850
baseline
▲ 0.50% · 4.625%
HK$40,153
+HK$2,303/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,700/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,623
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,685
−HK$1,078/mo
Today · 4.125%
HK$41,763
baseline
▲ 0.50% · 4.625%
HK$43,965
+HK$2,202/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,526/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,323 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).