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Crescira AVM · estimated value Medium confidence
HK$12.89M
≈ HK$14,737 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.87M, with repayments around HK$43,745/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,164
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,444
−HK$1,301/mo
Today · 4.125%
HK$43,745
baseline
▲ 0.50% · 4.625%
HK$46,407
+HK$2,662/mo

Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,490/mo (50% DSR)

Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,546 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
C
Saleable Area
875 ft²
Gross Area
956 ft²
Efficiency
92%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2011-02-09 HK$9.75M +84.7%
2006-09-11 HK$5.28M −38.0%
1997-11-04 HK$8.52M +7.2%
1997-04-07 HK$7.95M +56.8%
1996-03-11 HK$5.07M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 419 m
Education
45
schools within 1 km (17 within 500 m)
Daily convenience
46
within 1 km (24 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com