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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,800/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.47M · min. income ≈ HK$33,600/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 339 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-07 | HK$4.80M | +26.3% 4.2y · 6.0%/yr |
| 2016-09-13 | HK$3.80M | +93.9% 5.8y · 16.0%/yr |
| 2010-12-10 | HK$1.96M | +26.5% |
| 2008-03-10 | HK$1.55M | +1.3% |
| 1996-12-03 | HK$1.53M | — |