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At today's rate and a 90% mortgage, the deposit on this unit is about HK$346K, with repayments around HK$15,079/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$346K · loan HK$3.11M · min. income ≈ HK$30,158/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tin Hau Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- L (NO. 2B)
- Saleable Area
- 395 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 79%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-14 | HK$3.00M | +0.0% 0.8y |
| 2024-11-19 | HK$3.00M | −29.9% 2.9y · −11.0%/yr |
| 2022-01-26 | HK$4.28M | +303.8% 15.6y · 19.0%/yr |
| 2006-06-07 | HK$1.06M | +6.0% |
| 2006-04-08 | HK$1.00M | — |