▼ 0.50% · 3.625%
HK$5,559
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$176/mo
Today · 4.125%
HK$5,907
baseline
▲ 0.50% · 4.625%
HK$6,267
+HK$360/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,814/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,350
−HK$168/mo
Today · 4.125%
HK$6,518
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$344/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,036/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,114
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$193/mo
Today · 4.125%
HK$6,498
baseline
▲ 0.50% · 4.625%
HK$6,893
+HK$395/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$12,996/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,802
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,985
−HK$185/mo
Today · 4.125%
HK$7,170
baseline
▲ 0.50% · 4.625%
HK$7,548
+HK$378/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,340/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,670
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$211/mo
Today · 4.125%
HK$7,089
baseline
▲ 0.50% · 4.625%
HK$7,520
+HK$431/mo
Deposit HK$975K · loan HK$1.46M · min. income ≈ HK$14,178/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,421
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,620
−HK$202/mo
Today · 4.125%
HK$7,822
baseline
▲ 0.50% · 4.625%
HK$8,234
+HK$412/mo
Deposit HK$975K · loan HK$1.46M · min. income ≈ HK$15,644/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,226
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$228/mo
Today · 4.125%
HK$7,679
baseline
▲ 0.50% · 4.625%
HK$8,147
+HK$468/mo
Deposit HK$853K · loan HK$1.58M · min. income ≈ HK$15,358/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,039
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,255
−HK$218/mo
Today · 4.125%
HK$8,473
baseline
▲ 0.50% · 4.625%
HK$8,920
+HK$447/mo
Deposit HK$853K · loan HK$1.58M · min. income ≈ HK$16,946/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,782
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,024
−HK$246/mo
Today · 4.125%
HK$8,270
baseline
▲ 0.50% · 4.625%
HK$8,773
+HK$503/mo
Deposit HK$731K · loan HK$1.71M · min. income ≈ HK$16,540/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,657
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,890
−HK$235/mo
Today · 4.125%
HK$9,125
baseline
▲ 0.50% · 4.625%
HK$9,606
+HK$481/mo
Deposit HK$731K · loan HK$1.71M · min. income ≈ HK$18,250/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,338
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,597
−HK$264/mo
Today · 4.125%
HK$8,861
baseline
▲ 0.50% · 4.625%
HK$9,400
+HK$539/mo
Deposit HK$609K · loan HK$1.83M · min. income ≈ HK$17,722/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,276
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,525
−HK$252/mo
Today · 4.125%
HK$9,777
baseline
▲ 0.50% · 4.625%
HK$10,292
+HK$515/mo
Deposit HK$609K · loan HK$1.83M · min. income ≈ HK$19,554/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,894
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,170
−HK$281/mo
Today · 4.125%
HK$9,451
baseline
▲ 0.50% · 4.625%
HK$10,027
+HK$576/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$18,902/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,894
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,160
−HK$269/mo
Today · 4.125%
HK$10,429
baseline
▲ 0.50% · 4.625%
HK$10,978
+HK$549/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$20,858/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,450
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,744
−HK$298/mo
Today · 4.125%
HK$10,042
baseline
▲ 0.50% · 4.625%
HK$10,653
+HK$611/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$20,084/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,513
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,795
−HK$286/mo
Today · 4.125%
HK$11,081
baseline
▲ 0.50% · 4.625%
HK$11,665
+HK$584/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$22,162/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,005
−HK$628/mo
▼ 0.25% · 3.875%
HK$10,317
−HK$316/mo
Today · 4.125%
HK$10,633
baseline
▲ 0.50% · 4.625%
HK$11,280
+HK$647/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$21,266/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,131
−HK$601/mo
▼ 0.25% · 3.875%
HK$11,429
−HK$303/mo
Today · 4.125%
HK$11,732
baseline
▲ 0.50% · 4.625%
HK$12,351
+HK$619/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$23,464/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).