Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$609K, with repayments around HK$26,573/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,146/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$144,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 7
- Saleable Area
- 456 Saleable ft²
- Gross Area
- 514 ft²
- Efficiency
- 89%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-18 | HK$7.95M | +39.5% 3.7y · 11.0%/yr |
| 2016-09-26 | HK$5.70M | +139.5% 8.0y · 17.0%/yr |
| 2008-09-24 | HK$2.38M | +16.1% |
| 2005-06-03 | HK$2.05M | +26.5% |
| 2004-10-15 | HK$1.62M | +11.7% |
| 2004-06-03 | HK$1.45M | — |