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At today's rate and a 90% mortgage, the deposit on this unit is about HK$323K, with repayments around HK$14,083/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,166/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Tin Hau Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- D
- Saleable Area
- 328 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 60%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-28 | HK$2.80M | −49.1% 4.1y · −12.0%/yr |
| 2021-07-14 | HK$5.50M | +54.1% 8.8y · 6.0%/yr |
| 2012-09-11 | HK$3.57M | +93.0% |
| 2008-06-20 | HK$1.85M | +153.4% |
| 2001-08-07 | HK$730K | −40.7% |
| 1996-04-10 | HK$1.23M | — |