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Crescira AVM · estimated value Medium confidence
HK$3.16M
≈ HK$9,638 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$316K, with repayments around HK$13,790/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,976
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,380
−HK$410/mo
Today · 4.125%
HK$13,790
baseline
▲ 0.50% · 4.625%
HK$14,629
+HK$839/mo

Deposit HK$316K · loan HK$2.85M · min. income ≈ HK$27,580/mo (50% DSR)

Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
15/F
Flat
D
Saleable Area
328 ft²
Gross Area
550 ft²
Efficiency
60%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-07-28 HK$2.80M −49.1%
4.1y
2021-07-14 HK$5.50M +54.1%
8.8y
2012-09-11 HK$3.57M +93.0%
2008-06-20 HK$1.85M +153.4%
2001-08-07 HK$730K −40.7%
1996-04-10 HK$1.23M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 5 min walk · 344 m
Education
49
schools within 1 km (17 within 500 m)
Daily convenience
60
within 1 km (15 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
74
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 74 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com