▼ 0.50% · 3.625%
HK$20,935
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,586
−HK$662/mo
Today · 4.125%
HK$22,248
baseline
▲ 0.50% · 4.625%
HK$23,602
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,496/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,290
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,915
−HK$633/mo
Today · 4.125%
HK$24,548
baseline
▲ 0.50% · 4.625%
HK$25,842
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,096/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,029
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,745
−HK$728/mo
Today · 4.125%
HK$24,473
baseline
▲ 0.50% · 4.625%
HK$25,962
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,946/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,619
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,306
−HK$697/mo
Today · 4.125%
HK$27,003
baseline
▲ 0.50% · 4.625%
HK$28,426
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,006/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,122
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,903
−HK$794/mo
Today · 4.125%
HK$26,697
baseline
▲ 0.50% · 4.625%
HK$28,322
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,394/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,948
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,698
−HK$760/mo
Today · 4.125%
HK$29,458
baseline
▲ 0.50% · 4.625%
HK$31,011
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,916/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,216
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,062
−HK$860/mo
Today · 4.125%
HK$28,922
baseline
▲ 0.50% · 4.625%
HK$30,682
+HK$1,760/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,844/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,277
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,089
−HK$824/mo
Today · 4.125%
HK$31,913
baseline
▲ 0.50% · 4.625%
HK$33,595
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,826/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,221
−HK$926/mo
Today · 4.125%
HK$31,147
baseline
▲ 0.50% · 4.625%
HK$33,042
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,294/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,606
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$888/mo
Today · 4.125%
HK$34,368
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,736/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,403
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,379
−HK$993/mo
Today · 4.125%
HK$33,372
baseline
▲ 0.50% · 4.625%
HK$35,402
+HK$2,030/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,744/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,935
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,872
−HK$950/mo
Today · 4.125%
HK$36,822
baseline
▲ 0.50% · 4.625%
HK$38,763
+HK$1,941/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,644/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,496
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,538
−HK$1,059/mo
Today · 4.125%
HK$35,597
baseline
▲ 0.50% · 4.625%
HK$37,762
+HK$2,165/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,194/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,264
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,263
−HK$1,014/mo
Today · 4.125%
HK$39,277
baseline
▲ 0.50% · 4.625%
HK$41,348
+HK$2,071/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,554/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,590
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$1,124/mo
Today · 4.125%
HK$37,821
baseline
▲ 0.50% · 4.625%
HK$40,123
+HK$2,302/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,642/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,593
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,655
−HK$1,077/mo
Today · 4.125%
HK$41,732
baseline
▲ 0.50% · 4.625%
HK$43,932
+HK$2,200/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,464/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,683
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,855
−HK$1,191/mo
Today · 4.125%
HK$40,046
baseline
▲ 0.50% · 4.625%
HK$42,483
+HK$2,437/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,092/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,922
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,046
−HK$1,141/mo
Today · 4.125%
HK$44,187
baseline
▲ 0.50% · 4.625%
HK$46,516
+HK$2,329/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,374/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).