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At today's rate and a 90% mortgage, the deposit on this unit is about HK$687K, with repayments around HK$29,985/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$687K · loan HK$6.19M · min. income ≈ HK$59,970/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,232 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 565 Saleable ft²
- Gross Area
- 668 ft²
- Efficiency
- 85%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-24 | HK$10.00M | +0.2% 3.1y · 0.0%/yr |
| 2018-07-23 | HK$9.98M | +86.5% 7.2y · 12.0%/yr |
| 2011-06-03 | HK$5.35M | +39.0% |
| 2007-12-28 | HK$3.85M | +16.7% |
| 2007-08-08 | HK$3.30M | +13.8% |
| 2005-04-23 | HK$2.90M | +12.4% |
| 2005-01-26 | HK$2.58M | −4.4% |
| 1999-09-14 | HK$2.70M | — |