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At today's rate and a 90% mortgage, the deposit on this unit is about HK$543K, with repayments around HK$23,664/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$47,328/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,067 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 474 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-16 | HK$4.65M | −22.5% 7.0y · −3.0%/yr |
| 2017-08-30 | HK$6.00M | +31.9% 3.7y · 9.0%/yr |
| 2014-01-03 | HK$4.55M | +158.5% |
| 2007-02-23 | HK$1.76M | −44.1% |
| 1997-09-26 | HK$3.15M | +5.4% |
| 1997-04-23 | HK$2.99M | — |