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Crescira AVM · estimated value Medium confidence
HK$20.56M
≈ HK$15,722 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.17M, with repayments around HK$69,765/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$65,648
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,690
−HK$2,075/mo
Today · 4.125%
HK$69,765
baseline
▲ 0.50% · 4.625%
HK$74,010
+HK$4,245/mo

Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,530/mo (50% DSR)

Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,418 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
B
Saleable Area
1,308 ft²
Gross Area
1,537 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2015-09-29 HK$21.77M +24.4%
2011-09-23 HK$17.50M +10.3%
2010-08-25 HK$15.87M +82.8%
2005-05-28 HK$8.68M +22.6%
1998-11-21 HK$7.08M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 419 m
Education
45
schools within 1 km (17 within 500 m)
Daily convenience
46
within 1 km (24 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com