Home Eastern District PROVIDENT CENTRE BLOCK 8

15/F B

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Floor

1/F B 1,308 ft² 2/F A 1,308 ft² 3/F B 1,308 ft² 4/F A 1,308 ft² 5/F A 1,308 ft² 7/F A 1,308 ft² 8/F A 1,308 ft² 8/F B 1,308 ft² 9/F B 1,308 ft² 10/F A 1,308 ft² 10/F B 1,308 ft² 12/F A 1,308 ft² 13/F B 1,308 ft² 15/F A 1,311 ft² 15/F B 1,308 ft² 16/F B 1,308 ft² 17/F A 1,308 ft² 17/F B 1,308 ft² 18/F A 1,308 ft² 19/F A 1,308 ft² 20/F A 1,308 ft² 20/F B 1,308 ft² 21/F A 1,308 ft² 21/F B 1,308 ft² 22/F A 1,308 ft² 22/F B 1,308 ft² 23/F A 1,308 ft² 24/F B 1,308 ft² 25/F B 2,290 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$21.14M

≈ HK$16,162 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.34M, with repayments around HK$71,717/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$67,486

−HK$4,231/mo

▼ 0.25% · 3.875%

HK$69,585

−HK$2,132/mo

Today · 4.125%

HK$71,717

baseline

▲ 0.50% · 4.625%

HK$76,081

+HK$4,364/mo

Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,434/mo (50% DSR)

Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,972 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway North Point Station

≈ 6 min walk · 449 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (23 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 15/F
Flat: B
Saleable Area: 1,308 Saleable ft²
Gross Area: 1,537 ft²
Efficiency: 85%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2015-09-29	HK$21.77M	+24.4%	HK$16,644	HK$14,164
2011-09-23	HK$17.50M	+10.3%	HK$13,379	HK$11,386
2010-08-25	HK$15.87M	+82.8%	HK$12,133	HK$10,325
2005-05-28	HK$8.68M	+22.6%	HK$6,636	HK$5,647
1998-11-21	HK$7.08M	—	HK$5,413	HK$4,606