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Crescira AVM · estimated value Medium confidence
HK$4.44M
≈ HK$12,263 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$444K, with repayments around HK$19,363/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,220
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,787
−HK$576/mo
Today · 4.125%
HK$19,363
baseline
▲ 0.50% · 4.625%
HK$20,541
+HK$1,178/mo

Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$38,726/mo (50% DSR)

Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,588 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway North Point Station
≈ 3 min walk · 197 m
Education
47
schools within 1 km (25 within 500 m)
Daily convenience
46
within 1 km (27 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
7/F
Flat
B
Saleable Area
362 Saleable ft²
Gross Area
434 ft²
Efficiency
83%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2022-06-13 HK$4.90M +31.0%
9.1y · 3.0%/yr
2013-05-15 HK$3.74M +22.6%
2010-11-12 HK$3.05M +24.5%
2010-02-12 HK$2.45M +40.0%
2007-11-15 HK$1.75M +15.1%
2005-08-02 HK$1.52M +6.3%
2005-04-27 HK$1.43M +6.7%
2005-04-20 HK$1.34M −38.2%
1996-07-05 HK$2.17M
Data sourced from Renavon.com