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Crescira AVM · estimated value ● Medium confidence
HK$11.93M
≈ HK$16,342 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.58M, with repayments around HK$40,473/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,085
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,269
−HK$1,204/mo
Today · 4.125%
HK$40,473
baseline
▲ 0.50% · 4.625%
HK$42,936
+HK$2,463/mo

Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,946/mo (50% DSR)

Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,375 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
C
Saleable Area
730 ft²
Gross Area
1,037 ft²
Efficiency
70%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2016-08-12 HK$13.38M +16.1%
3.8y
2012-10-29 HK$11.52M +162.7%
13.7y
1999-03-04 HK$4.38M −13.7%
2.7y
1996-05-31 HK$5.08M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 371 m
Education
49
schools within 1 km (23 within 500 m)
Daily convenience
47
within 1 km (16 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building