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At today's rate and a 90% mortgage, the deposit on this unit is about HK$558K, with repayments around HK$24,336/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$48,672/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,532 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- G
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 474 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-09 | HK$4.75M | −32.1% 6.1y · −5.0%/yr |
| 2018-09-03 | HK$7.00M | +225.6% 9.6y · 24.0%/yr |
| 2009-01-15 | HK$2.15M | +16.2% |
| 2007-03-03 | HK$1.85M | −2.6% |
| 2005-05-11 | HK$1.90M | +25.8% |
| 2005-03-02 | HK$1.51M | −6.8% |
| 2000-10-18 | HK$1.62M | −49.1% |
| 1997-08-27 | HK$3.18M | +41.3% |
| 1996-06-21 | HK$2.25M | — |