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Crescira AVM · estimated value ● Medium confidence
HK$11.47M
≈ HK$11,568 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.44M, with repayments around HK$38,929/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,632
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,772
−HK$1,157/mo
Today · 4.125%
HK$38,929
baseline
▲ 0.50% · 4.625%
HK$41,298
+HK$2,369/mo

Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,858/mo (50% DSR)

Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,311 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
24/F
Flat
A
Saleable Area
992 ft²
Gross Area
1,196 ft²
Efficiency
83%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2016-08-25 HK$12.00M +12.7%
3.9y
2012-08-29 HK$10.65M +40.1%
4.1y
2008-08-19 HK$7.60M +46.2%
1.2y
2007-05-29 HK$5.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 168 m
Education
46
schools within 1 km (22 within 500 m)
Daily convenience
46
within 1 km (23 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
78
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Other appraised units in this building