▼ 0.50% · 3.625%
HK$21,747
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,423
−HK$688/mo
Today · 4.125%
HK$23,111
baseline
▲ 0.50% · 4.625%
HK$24,517
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,222/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,193
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,842
−HK$658/mo
Today · 4.125%
HK$25,500
baseline
▲ 0.50% · 4.625%
HK$26,844
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,000/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,921
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,666
−HK$756/mo
Today · 4.125%
HK$25,422
baseline
▲ 0.50% · 4.625%
HK$26,968
+HK$1,546/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,844/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,612
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,326
−HK$724/mo
Today · 4.125%
HK$28,050
baseline
▲ 0.50% · 4.625%
HK$29,529
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,100/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,096
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,908
−HK$825/mo
Today · 4.125%
HK$27,733
baseline
▲ 0.50% · 4.625%
HK$29,420
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,466/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,032
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,810
−HK$790/mo
Today · 4.125%
HK$30,600
baseline
▲ 0.50% · 4.625%
HK$32,213
+HK$1,613/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,200/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,271
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,150
−HK$894/mo
Today · 4.125%
HK$30,044
baseline
▲ 0.50% · 4.625%
HK$31,872
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,088/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,451
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,295
−HK$855/mo
Today · 4.125%
HK$33,150
baseline
▲ 0.50% · 4.625%
HK$34,898
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,300/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,446
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,393
−HK$962/mo
Today · 4.125%
HK$32,355
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,968/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,710/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,870
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,779
−HK$921/mo
Today · 4.125%
HK$35,700
baseline
▲ 0.50% · 4.625%
HK$37,582
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,400/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,620
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,635
−HK$1,031/mo
Today · 4.125%
HK$34,666
baseline
▲ 0.50% · 4.625%
HK$36,775
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,332/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,290
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,263
−HK$987/mo
Today · 4.125%
HK$38,250
baseline
▲ 0.50% · 4.625%
HK$40,266
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,500/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,877
−HK$1,100/mo
Today · 4.125%
HK$36,977
baseline
▲ 0.50% · 4.625%
HK$39,227
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,954/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,709
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,747
−HK$1,053/mo
Today · 4.125%
HK$40,800
baseline
▲ 0.50% · 4.625%
HK$42,951
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,600/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,970
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,120
−HK$1,168/mo
Today · 4.125%
HK$39,288
baseline
▲ 0.50% · 4.625%
HK$41,678
+HK$2,390/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,576/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,128
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,231
−HK$1,119/mo
Today · 4.125%
HK$43,350
baseline
▲ 0.50% · 4.625%
HK$45,635
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,700/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,144
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,362
−HK$1,237/mo
Today · 4.125%
HK$41,599
baseline
▲ 0.50% · 4.625%
HK$44,130
+HK$2,531/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,198/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,548
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,715
−HK$1,185/mo
Today · 4.125%
HK$45,900
baseline
▲ 0.50% · 4.625%
HK$48,320
+HK$2,420/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,800/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,700 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).