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At today's rate and a 90% mortgage, the deposit on this unit is about HK$570K, with repayments around HK$24,848/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,696/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,175 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 488 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 79%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-26 | HK$6.68M | −6.2% 2.0y · −3.0%/yr |
| 2022-05-12 | HK$7.12M | +17.7% 5.5y · 3.0%/yr |
| 2016-12-01 | HK$6.05M | +60.1% 5.6y · 11.0%/yr |
| 2011-04-14 | HK$3.78M | — |