▼ 0.50% · 3.625%
HK$16,739
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,260
−HK$529/mo
Today · 4.125%
HK$17,789
baseline
▲ 0.50% · 4.625%
HK$18,871
+HK$1,082/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,578/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,622
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,121
−HK$507/mo
Today · 4.125%
HK$19,628
baseline
▲ 0.50% · 4.625%
HK$20,663
+HK$1,035/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,256/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,413
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,986
−HK$581/mo
Today · 4.125%
HK$19,567
baseline
▲ 0.50% · 4.625%
HK$20,758
+HK$1,191/mo
Deposit HK$3.30M · loan HK$4.04M · min. income ≈ HK$39,134/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,484
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,033
−HK$558/mo
Today · 4.125%
HK$21,591
baseline
▲ 0.50% · 4.625%
HK$22,729
+HK$1,138/mo
Deposit HK$3.30M · loan HK$4.04M · min. income ≈ HK$43,182/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,087
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,712
−HK$634/mo
Today · 4.125%
HK$21,346
baseline
▲ 0.50% · 4.625%
HK$22,645
+HK$1,299/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$42,692/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,346
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$608/mo
Today · 4.125%
HK$23,554
baseline
▲ 0.50% · 4.625%
HK$24,795
+HK$1,241/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$47,108/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,761
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,438
−HK$687/mo
Today · 4.125%
HK$23,125
baseline
▲ 0.50% · 4.625%
HK$24,532
+HK$1,407/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,250/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,208
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,858
−HK$658/mo
Today · 4.125%
HK$25,516
baseline
▲ 0.50% · 4.625%
HK$26,861
+HK$1,345/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$51,032/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,435
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,163
−HK$741/mo
Today · 4.125%
HK$24,904
baseline
▲ 0.50% · 4.625%
HK$26,419
+HK$1,515/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,808/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,071
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,770
−HK$709/mo
Today · 4.125%
HK$27,479
baseline
▲ 0.50% · 4.625%
HK$28,928
+HK$1,449/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,958/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,108
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$794/mo
Today · 4.125%
HK$26,683
baseline
▲ 0.50% · 4.625%
HK$28,307
+HK$1,624/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,366/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,933
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,682
−HK$760/mo
Today · 4.125%
HK$29,442
baseline
▲ 0.50% · 4.625%
HK$30,994
+HK$1,552/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,884/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,782
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,615
−HK$847/mo
Today · 4.125%
HK$28,462
baseline
▲ 0.50% · 4.625%
HK$30,194
+HK$1,732/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,924/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,795
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,594
−HK$811/mo
Today · 4.125%
HK$31,405
baseline
▲ 0.50% · 4.625%
HK$33,060
+HK$1,655/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,810/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,456
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,341
−HK$900/mo
Today · 4.125%
HK$30,241
baseline
▲ 0.50% · 4.625%
HK$32,081
+HK$1,840/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$60,482/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,657
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,506
−HK$862/mo
Today · 4.125%
HK$33,368
baseline
▲ 0.50% · 4.625%
HK$35,126
+HK$1,758/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$66,736/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,130
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,067
−HK$953/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,968
+HK$1,948/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,040/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,519
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,418
−HK$912/mo
Today · 4.125%
HK$35,330
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$1,863/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$70,660/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,225 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).