▼ 0.50% · 3.625%
HK$16,585
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,101
−HK$524/mo
Today · 4.125%
HK$17,625
baseline
▲ 0.50% · 4.625%
HK$18,697
+HK$1,072/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,250/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,450
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,945
−HK$502/mo
Today · 4.125%
HK$19,447
baseline
▲ 0.50% · 4.625%
HK$20,472
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,894/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,243
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,811
−HK$576/mo
Today · 4.125%
HK$19,387
baseline
▲ 0.50% · 4.625%
HK$20,567
+HK$1,180/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,774/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,295
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,840
−HK$552/mo
Today · 4.125%
HK$21,392
baseline
▲ 0.50% · 4.625%
HK$22,520
+HK$1,128/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,784/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,902
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,521
−HK$629/mo
Today · 4.125%
HK$21,150
baseline
▲ 0.50% · 4.625%
HK$22,437
+HK$1,287/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,300/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,140
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,734
−HK$603/mo
Today · 4.125%
HK$23,337
baseline
▲ 0.50% · 4.625%
HK$24,567
+HK$1,230/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,674/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,560
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,231
−HK$681/mo
Today · 4.125%
HK$22,912
baseline
▲ 0.50% · 4.625%
HK$24,306
+HK$1,394/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$45,824/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,985
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,629
−HK$652/mo
Today · 4.125%
HK$25,281
baseline
▲ 0.50% · 4.625%
HK$26,614
+HK$1,333/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$50,562/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,219
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,941
−HK$734/mo
Today · 4.125%
HK$24,675
baseline
▲ 0.50% · 4.625%
HK$26,176
+HK$1,501/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,350/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,831
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,523
−HK$703/mo
Today · 4.125%
HK$27,226
baseline
▲ 0.50% · 4.625%
HK$28,661
+HK$1,435/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,452/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,877
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$786/mo
Today · 4.125%
HK$26,437
baseline
▲ 0.50% · 4.625%
HK$28,046
+HK$1,609/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,874/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,676
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,418
−HK$753/mo
Today · 4.125%
HK$29,171
baseline
▲ 0.50% · 4.625%
HK$30,708
+HK$1,537/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,342/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,536
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$839/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,916
+HK$1,716/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,521
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,312
−HK$804/mo
Today · 4.125%
HK$31,116
baseline
▲ 0.50% · 4.625%
HK$32,756
+HK$1,640/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$62,232/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,194
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,071
−HK$891/mo
Today · 4.125%
HK$29,962
baseline
▲ 0.50% · 4.625%
HK$31,785
+HK$1,823/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,924/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,366
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,207
−HK$853/mo
Today · 4.125%
HK$33,060
baseline
▲ 0.50% · 4.625%
HK$34,803
+HK$1,743/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,120/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,853
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$944/mo
Today · 4.125%
HK$31,725
baseline
▲ 0.50% · 4.625%
HK$33,655
+HK$1,930/mo
Deposit HK$727K · loan HK$6.55M · min. income ≈ HK$63,450/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,211
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,101
−HK$904/mo
Today · 4.125%
HK$35,005
baseline
▲ 0.50% · 4.625%
HK$36,850
+HK$1,845/mo
Deposit HK$727K · loan HK$6.55M · min. income ≈ HK$70,010/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,196 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).