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Crescira AVM · estimated value Medium confidence
HK$17.93M
≈ HK$13,955 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.38M, with repayments around HK$60,836/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$57,246
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,027
−HK$1,809/mo
Today · 4.125%
HK$60,836
baseline
▲ 0.50% · 4.625%
HK$64,538
+HK$3,702/mo

Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,672/mo (50% DSR)

Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,459 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
A
Saleable Area
1,285 ft²
Gross Area
1,525 ft²
Efficiency
84%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2022-09-13 HK$14.18M +6.0%
7.1y
2015-09-07 HK$13.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 340 m
Education
49
schools within 1 km (24 within 500 m)
Daily convenience
49
within 1 km (25 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com