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Home Eastern District CITY GARDEN PHASE 1 BLOCK 3

20/F H

in CITY GARDEN PHASE 1 BLOCK 3

Eastern District · Hong Kong Island

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Floor
3/F A 807 ft² 3/F B 807 ft² 3/F C 792 ft² 3/F D 792 ft² 3/F E 807 ft² 3/F F 807 ft² 3/F G 792 ft² 3/F H 792 ft² 4/F B 807 ft² 4/F C 792 ft² 4/F H 792 ft² 4/F A 807 ft² 4/F E 807 ft² 5/F D 792 ft² 5/F E 807 ft² 5/F F 807 ft² 5/F G 792 ft² 5/F H 792 ft² 6/F B 807 ft² 6/F C 792 ft² 6/F F 807 ft² 6/F G 792 ft² 7/F B 807 ft² 7/F C 792 ft² 7/F D 792 ft² 7/F F 807 ft² 7/F G 792 ft² 8/F A 807 ft² 8/F B 807 ft² 8/F F 807 ft² 8/F G 792 ft² 8/F H 792 ft² 9/F A 807 ft² 9/F B 807 ft² 9/F C 792 ft² 9/F F 807 ft² 9/F G 792 ft² 9/F H 792 ft² 10/F A 807 ft² 10/F B 807 ft² 10/F C 792 ft² 10/F E 807 ft² 10/F F 807 ft² 10/F H 792 ft² 11/F B 807 ft² 11/F C 792 ft² 11/F E 807 ft² 11/F G 792 ft² 11/F H 792 ft² 12/F A 807 ft² 12/F C 792 ft² 12/F E 807 ft² 12/F G 792 ft² 12/F H 792 ft² 13/F B 807 ft² 13/F C 792 ft² 13/F D 792 ft² 13/F F 807 ft² 13/F G 792 ft² 14/F C 792 ft² 14/F D 792 ft² 14/F E 807 ft² 14/F F 807 ft² 14/F G 792 ft² 15/F A 807 ft² 15/F B 807 ft² 15/F C 792 ft² 15/F F 807 ft² 15/F G 792 ft² 15/F H 792 ft² 16/F C 792 ft² 16/F D 792 ft² 16/F E 807 ft² 16/F F 807 ft² 16/F G 792 ft² 16/F H 792 ft² 17/F B 807 ft² 17/F C 792 ft² 17/F F 807 ft² 17/F G 792 ft² 17/F H 792 ft² 18/F A 807 ft² 18/F C 792 ft² 18/F D 792 ft² 18/F E 807 ft² 18/F F 807 ft² 18/F G 792 ft² 18/F H 792 ft² 19/F B 807 ft² 19/F C 792 ft² 19/F G 792 ft² 19/F H 792 ft² 20/F A 807 ft² 20/F B 807 ft² 20/F C 792 ft² 20/F E 807 ft² 20/F F 807 ft² 20/F G 792 ft² 20/F H 792 ft² 21/F A 807 ft² 21/F B 807 ft² 21/F C 792 ft² 21/F E 807 ft² 21/F F 807 ft² 22/F A 807 ft² 22/F E 807 ft² 22/F F 807 ft² 22/F H 792 ft² 23/F B 807 ft² 23/F C 792 ft² 23/F G 792 ft² 23/F H 792 ft² 24/F A 807 ft² 24/F B 807 ft² 24/F D 792 ft² 24/F F 807 ft² 24/F G 792 ft² 25/F A 807 ft² 25/F C 792 ft² 25/F E 807 ft² 25/F F 807 ft² 25/F G 792 ft² 25/F H 792 ft² 26/F A 807 ft² 26/F B 805 ft² 26/F D 793 ft² 26/F F 807 ft² 26/F G 792 ft² 26/F H 792 ft² 27/F A 807 ft² 27/F B 807 ft² 27/F C 792 ft² 27/F G 792 ft² 28/F A 807 ft² 28/F B 807 ft² 28/F C 633 ft² 28/F D 633 ft² 28/F E 807 ft² 28/F H 792 ft²
Crescira AVM · estimated value ● Medium confidence
HK$11.50M
≈ HK$14,516 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.45M, with repayments around HK$39,004/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,702
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,844
−HK$1,160/mo
Today · 4.125%
HK$39,004
baseline
▲ 0.50% · 4.625%
HK$41,377
+HK$2,373/mo

Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$78,008/mo (50% DSR)

Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,133 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fortress Hill Station
≈ 4 min walk · 312 m
Education
80
schools within 1 km (31 within 500 m)
Daily convenience
74
within 1 km (30 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 80 schools within a 1 km walk.

Everyday convenience — 74 shopping and daily-needs spots nearby.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
H
Saleable Area
792 Saleable ft²
Gross Area
883 ft²
Efficiency
90%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
1998-12-03 HK$4.08M —

Other appraised units in this building

3/F A
807 ft²
HK$10.69M
3/F B
807 ft²
HK$10.64M
3/F C
792 ft²
HK$10.44M
3/F D
792 ft²
HK$10.53M
3/F E
807 ft²
HK$10.68M
3/F F
807 ft²
HK$10.74M
Data sourced from Renavon.com