▼ 0.50% · 3.625%
HK$21,391
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,056
−HK$676/mo
Today · 4.125%
HK$22,732
baseline
▲ 0.50% · 4.625%
HK$24,115
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,464/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,797
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,435
−HK$647/mo
Today · 4.125%
HK$25,082
baseline
▲ 0.50% · 4.625%
HK$26,405
+HK$1,323/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,164/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,530
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,262
−HK$743/mo
Today · 4.125%
HK$25,005
baseline
▲ 0.50% · 4.625%
HK$26,527
+HK$1,522/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,010/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,176
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,879
−HK$712/mo
Today · 4.125%
HK$27,591
baseline
▲ 0.50% · 4.625%
HK$29,045
+HK$1,454/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,182/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,669
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,467
−HK$811/mo
Today · 4.125%
HK$27,278
baseline
▲ 0.50% · 4.625%
HK$28,938
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,556/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,556
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,322
−HK$777/mo
Today · 4.125%
HK$30,099
baseline
▲ 0.50% · 4.625%
HK$31,686
+HK$1,587/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,198/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,808
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,673
−HK$879/mo
Today · 4.125%
HK$29,552
baseline
▲ 0.50% · 4.625%
HK$31,350
+HK$1,798/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,104/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,936
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,766
−HK$841/mo
Today · 4.125%
HK$32,607
baseline
▲ 0.50% · 4.625%
HK$34,326
+HK$1,719/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,214/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,947
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,878
−HK$947/mo
Today · 4.125%
HK$31,825
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$63,650/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,316
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,209
−HK$906/mo
Today · 4.125%
HK$35,115
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$1,851/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$70,230/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,086
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,084
−HK$1,014/mo
Today · 4.125%
HK$34,098
baseline
▲ 0.50% · 4.625%
HK$36,173
+HK$2,075/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,196/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,695
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,653
−HK$971/mo
Today · 4.125%
HK$37,624
baseline
▲ 0.50% · 4.625%
HK$39,607
+HK$1,983/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,248/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,225
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,290
−HK$1,081/mo
Today · 4.125%
HK$36,371
baseline
▲ 0.50% · 4.625%
HK$38,584
+HK$2,213/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$72,742/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,075
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,096
−HK$1,036/mo
Today · 4.125%
HK$40,132
baseline
▲ 0.50% · 4.625%
HK$42,247
+HK$2,115/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$80,264/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,364
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,495
−HK$1,149/mo
Today · 4.125%
HK$38,644
baseline
▲ 0.50% · 4.625%
HK$40,996
+HK$2,352/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,288/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,455
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,540
−HK$1,100/mo
Today · 4.125%
HK$42,640
baseline
▲ 0.50% · 4.625%
HK$44,888
+HK$2,248/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,280/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,503
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,701
−HK$1,217/mo
Today · 4.125%
HK$40,918
baseline
▲ 0.50% · 4.625%
HK$43,407
+HK$2,489/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,836/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,834
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,983
−HK$1,165/mo
Today · 4.125%
HK$45,148
baseline
▲ 0.50% · 4.625%
HK$47,528
+HK$2,380/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,296/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,078 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).