▼ 0.50% · 3.625%
HK$15,070
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,539
−HK$476/mo
Today · 4.125%
HK$16,015
baseline
▲ 0.50% · 4.625%
HK$16,990
+HK$975/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$32,030/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,765
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,215
−HK$456/mo
Today · 4.125%
HK$17,671
baseline
▲ 0.50% · 4.625%
HK$18,603
+HK$932/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,342/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,577
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,093
−HK$524/mo
Today · 4.125%
HK$17,617
baseline
▲ 0.50% · 4.625%
HK$18,689
+HK$1,072/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,234/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,442
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,936
−HK$502/mo
Today · 4.125%
HK$19,438
baseline
▲ 0.50% · 4.625%
HK$20,463
+HK$1,025/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,876/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,084
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,647
−HK$571/mo
Today · 4.125%
HK$19,218
baseline
▲ 0.50% · 4.625%
HK$20,388
+HK$1,170/mo
Deposit HK$2.64M · loan HK$3.97M · min. income ≈ HK$38,436/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,118
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,658
−HK$547/mo
Today · 4.125%
HK$21,205
baseline
▲ 0.50% · 4.625%
HK$22,323
+HK$1,118/mo
Deposit HK$2.64M · loan HK$3.97M · min. income ≈ HK$42,410/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,591
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,201
−HK$619/mo
Today · 4.125%
HK$20,820
baseline
▲ 0.50% · 4.625%
HK$22,087
+HK$1,267/mo
Deposit HK$2.31M · loan HK$4.30M · min. income ≈ HK$41,640/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,795
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,379
−HK$593/mo
Today · 4.125%
HK$22,972
baseline
▲ 0.50% · 4.625%
HK$24,183
+HK$1,211/mo
Deposit HK$2.31M · loan HK$4.30M · min. income ≈ HK$45,944/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,098
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,754
−HK$667/mo
Today · 4.125%
HK$22,421
baseline
▲ 0.50% · 4.625%
HK$23,785
+HK$1,364/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$44,842/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,472
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,101
−HK$639/mo
Today · 4.125%
HK$24,740
baseline
▲ 0.50% · 4.625%
HK$26,044
+HK$1,304/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$49,480/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,605
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,308
−HK$715/mo
Today · 4.125%
HK$24,023
baseline
▲ 0.50% · 4.625%
HK$25,484
+HK$1,461/mo
Deposit HK$1.65M · loan HK$4.96M · min. income ≈ HK$48,046/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,148
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,822
−HK$685/mo
Today · 4.125%
HK$26,507
baseline
▲ 0.50% · 4.625%
HK$27,904
+HK$1,397/mo
Deposit HK$1.65M · loan HK$4.96M · min. income ≈ HK$53,014/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,112
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,862
−HK$762/mo
Today · 4.125%
HK$25,624
baseline
▲ 0.50% · 4.625%
HK$27,183
+HK$1,559/mo
Deposit HK$1.32M · loan HK$5.29M · min. income ≈ HK$51,248/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,825
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,544
−HK$730/mo
Today · 4.125%
HK$28,274
baseline
▲ 0.50% · 4.625%
HK$29,764
+HK$1,490/mo
Deposit HK$1.32M · loan HK$5.29M · min. income ≈ HK$56,548/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,619
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,416
−HK$810/mo
Today · 4.125%
HK$27,226
baseline
▲ 0.50% · 4.625%
HK$28,882
+HK$1,656/mo
Deposit HK$991K · loan HK$5.62M · min. income ≈ HK$54,452/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,501
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,265
−HK$776/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,624
+HK$1,583/mo
Deposit HK$991K · loan HK$5.62M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,126
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,970
−HK$857/mo
Today · 4.125%
HK$28,827
baseline
▲ 0.50% · 4.625%
HK$30,581
+HK$1,754/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,654/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,178
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,987
−HK$821/mo
Today · 4.125%
HK$31,808
baseline
▲ 0.50% · 4.625%
HK$33,485
+HK$1,677/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$63,616/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$195,896 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).